grapes-smallAlways having had a passion for wine, we are honored to be working with those who grow, harvest and create some of the magnificent wines of the Northwest Region. According to statistics, Washington and Oregon rate second and third behind California with the number of wineries and value of utilized production of all grapes.

We are pleased to be able to provide coverage for wineries:

Custom Coverage for Wineries

Winery Property Endorsement

  • $25,000 for wine leakage (can be increased)
  • $25,000 for wine contamination (can be increased)
  • $25,000 for loss or damage to outdoor trees, plants, and shrubs; $1,000 per tree, plant, or shrub
  • Market value for your wine

Orchard and Vineyard Growers Property Coverage Endorsement

  • $25,000 for damage or loss to fines; $500 per vine
  • $3,000 for loss or damage to signs
  • $5,000 transit coverage
  • Harvested grapes and related packaging materials and containers

Product Recall Expense Coverage

  • Covers the expenses incurred for removing an unsafe product from the market

Orchard and Vineyard Growers Property Coverage Endorsement

  • $25,000 for damage or loss to fines; $500 per vine
  • $5,000 transit coverage
  • Harvested grapes and related packaging materials and containers

Standard Coverages

Property

Covers buildings utilized for processing and warehousing, offices and tasting rooms, as well as:

  • Newly constructed buildings — automatically covered for $250,000 for 60 days
  • Improvements and betterments
  • Private power and light poles
  • Outdoor radio and TV equipment
  • Portable buildings and portable structures
  • Building materials and supplies kept on or adjacent to the “insured location”
  • $5,000 transit coverage
  • Dwellings, garages, fences or service buildings incidental to your winery

Scheduled property including wine products, barrels and equipment

  • Newly acquired and/or replacement vineyard equipment automatically covered for $100,000 for 60 days
  • Primary coverage for borrowed, rented, or leased vineyard equipment
  • Theft of miscellaneous tools and equipment on or away from the insured premises

Liability Coverages

  • Basic and Comprehensive liability coverage for bodily injury and property damage
  • Liability for personal injury and advertising injury
  • Product Liability
  • Fire Legal Liability for $50,000 (can be increased)
  • Liquor Liability
  • Chemical Drift for $25,000 (can be increased)
  • Personal Liability for sole proprietors

Optional Coverages

  • Wine while stored off-premises
  • Wine stored for others
  • Special events
  • Equipment breakdown
  • High Valued Dwelling coverage
  • Fine arts
  • Computer/Electronic data processing equipment
  • Business income and extra expense
  • High Valued Dwelling coverage
  • Fine arts
  • Accounts receivable
  • Valuable papers and records
  • Money and securities
  • Crime, Fidelity
  • Directors and officers
  • Indentity fraud expense reimbursement
  • Utility services
  • Employee practices
  • Commercial Auto and Excess